Insurance

We accept the following insurance providers. If you do not see your insurance listed, that does not necessarily mean we do not accept it.   Please call us at (301) 777-2722.

​Maryland Physicians Care
Blue Cross Blue Shield
Maryland & West Virginia Medicaid
Amerigroup
Priority Partners
United Healthcare
Cigna
Aetna
First Health Network
Multi-Plan

​Tricare
One Net
Unicare
Coventry
Champ VA
Optima
UMR
UPMC
Meritain
​Healthsmart
WV Family Health

Financial Policy

Thank you for choosing Menchavez Pediatrics as your pediatric primary care provider. We are committed to providing you with the highest quality care at a fair and reasonable cost. In order to accomplish this goal, we are requesting your help in avoiding unnecessary billing issues that may happen as a result of incorrect insurance information.

The following is a summary of our payment policy.  Acknowledgement and understanding of this Financial Policy must be signed. Patients cannot see the pediatrician unless this statement is signed.

PAYMENT IN FULL IS DUE AND EXPECTED AT TIME OF SERVICE

Payment is required at the time services are rendered. This includes applicable coinsurance, co-payments and payments for services not covered or denied by the insurance company. If you participate in a High Deductible Insurance plan, we reserve the right to request payment in full or in part for charges incurred at time of service as allowable by your insurance carrier. If you do not have insurance, please come prepared to pay for your visit in full. MENCHAVEZ PEDIATRICS offers a 20% discount for all self pay services paid in full on the day of the visit. If payment cannot be made in full at time of service, a budget agreement can be made to have the service paid within 90 days with the first payment payable the day the service is rendered.  

MENCHAVEZ PEDIATRICS accepts cash, personal checks, debit cards, Visa, Master Card, Discover and American Express.

Missed Copays: We are required by our insurance contracts to collect all co-pays at the time of service. Failure to collect co-pays puts the responsible party and MENCHAVEZ PEDIATRICS in default of the insurance contract. Any co-payments that are not paid at the time of the office visit will be charged a “Statement Fee” of $5.

Returned Check Fee: There is currently a $30 fee for any checks returned by the bank.

Missed Appointment Fee: Broken appointments represent a cost to us, you and to other patients who could have been seen in the time set aside for you. Cancellations are requested 24 hours prior to the appointment. The third time a patient does not show up for a scheduled appointment a $25 fee may be charged. This fee must be paid before a new appointment is scheduled. Patients with four missed appointments in a twelve month period may be asked to transfer their records to another doctor.



INSURANCE FILING AND ASSIGNMENT OF BENEFITS

Regarding Insurance: 
BRING YOUR CURRENT INSURANCE CARD TO EVERY VISIT.  As a courtesy to our patients, MENCHAVEZ PEDIATRICS will file claims to any insurance carrier with whom we are participating providers. It is the responsibility of the cardholder to know what their eligibility and coverage is with their insurance carrier. If this is not known, it is suggested the cardholder verify coverage limitations prior to appointment date. Although we may estimate what your insurance company may pay, it is the insurance company that makes the final determination of your eligibility. You agree to pay any portion not covered by your insurance. If the insurance company has not processed and paid the claim within a timely manner or has denied the claim, payment of the account in full becomes the responsibility of the person bringing the child to our office for treatment. 

Change of Insurance/Change of Address: Please notify the office as soon as possible of all insurance and address changes. The guarantor is responsible for all charges not paid as a result of change of insurance coverage.

Payments: Unless other arrangements are approved by us in writing, the balance of your statement is due and payable when the statement is issued. Payment is due within thirty (30) days from the statement date. If you feel that your claim was unfairly denied by your insurance company, it is the parent/guardian’s responsibility to pursue the insurance company on their child’s behalf.

Divorce: In the case of divorce or separation, the parent authorizing treatment for a child/children will be the parent responsible for those subsequent charges. If the divorce decree requires the other parent to pay all or part of the treatment costs, it is the authorizing parent’s responsibility to collect from the other parent.

Insurance Release: This is to certify that I have been informed prior to receiving treatment today that my health plan may not be liable for service rendered if any of the following conditions apply:

• My child/children may have a pre-existing condition or other diagnosis that may not be covered by my plan.
• Provider not participating in my health plan.
• Unmet deductible under my health plan contract.
• Services may not be covered under my health plan.
• Well child check-up, immunizations, as well as other routine services may not be covered by some insurance plans. Please check with your insurance carrier if you are not sure if routine services are covered.

Outstanding Balance: If you have a balance on your account, we will send you a monthly statement. It will show separately the previous balance, any new charges to the account and any payment or credits applied to your account during the month. If your account becomes past due, we will take the necessary steps to collect this debt. 

MENCHAVEZ PEDIATRICS understands that full payment may not be possible in certain circumstances. As a courtesy, MENCHAVEZ PEDIATRICS offers a payment plan. This payment plan is a binding contract referred to as a “Budget Agreement”. In order for services to be rendered, patients with budget agreements must be in full compliance with all conditions of the budget agreement. Failure to make scheduled payments on the budget agreement or not paying off a balance in full may result in your account being turned over to a collection agency. 

If we have to refer your account to a collection agency, you agree to pay all collection costs that are incurred. All accounts sent to the collection agency will be reported to the Credit Bureau. If there becomes a need to send the balance of an account to a collection agency due to non-payment of the account, the physicians of MENCHAVEZ PEDIATRICS will no longer be able to provide care. In this case, the guarantor will receive written notification and given adequate time to find a new medical provider. 


Waiver of Confidentiality: You understand if the account is submitted to a collection agency or if your past due status is reported to a credit reporting agency, the fact that you received treatment at our office may become a matter of public record.


Transfer of Records: Should you wish to transfer care to another physician, you will need to complete the authorization to release records form, which can be obtained from our office. This form needs to be completed in its entirety in order for us to process the request. All balances should be paid before records are transferred.


Billing Inquiries: Questions about a bill should be directed to our Billing Manager.